Imagine, you have been laid off and you can't find another job earning anywhere close to what you were making. Your savings have been decimated by the disaster on Wall Street. You may be renting now that you lost your home. Maybe your pension is a lot less, too. That's an all-too-familiar scenario already. Then you tune into the nightly news and there is your state's governor very patiently explaining why taxes are going to have to go up--a lot--so that taxpayers can guarantee the pensions for tens of thousands of teachers in your state...Read it here.